Invest
Invest
Investment and multifamily property guidance that pays off across South Florida.
Getting Started
Becoming a Real Estate Investor
Income property, whether it's a single-family rental, condo, townhome, duplex or small multifamily building, can create monthly cash flow, build equity as your tenants pay down the mortgage, and grow in value over time. The key is buying at the right numbers. Before you make an offer, run the property through our investment calculator below to see your monthly cash flow, cash-on-cash return, DSCR and a Buy / Maybe / Pass score. Then call Jonathan to talk through rents, expenses and neighborhoods. Once you own it, we can also find and place qualified tenants for you.
Today's Mortgage Rates
Current 30- and 15-Year Fixed Rates
30-Year Fixed
7.24%
Week of October 29, 2026
15-Year Fixed
6.60%
Week of October 29, 2026
National averages from Freddie Mac's weekly survey, updated Thursdays. Your rate depends on your credit, down payment and loan type, so talk to a lender for a quote.
Market Snapshot
10-Year Treasury Yield
Mortgage rates tend to follow the 10-year Treasury.
S&P 500
Dow Jones
S&P 500 and Dow Jones market data by TradingView.
Investor Calculators
Run the Numbers
Use our calculators to find out before you make an offer. Pick the one that fits your deal.
Income Property
Thinking about a rental or multi-unit property? Enter the price, loan and rents to see monthly cash flow, cash-on-cash return, DSCR, NOI and a 4-point investor scorecard.
Fix & Flip
Planning a flip? Enter the purchase price, rehab budget, holding period, financing and after-repair value to see your total costs, profit and ROI.
Plain English
What the Numbers Mean
The Buy / Maybe / Pass result is based on four points: positive cash flow, 8%+ cash-on-cash return, 1.25+ DSCR, and 0.90%+ rent-to-price ratio.
- Cash Flow
- Gross Monthly Income minus Total Monthly Expenses.
- Cash-on-Cash Return
- Annual Cash Flow divided by Total Cash Invested.
- NOI
- Annual Gross Income minus annual operating expenses, excluding mortgage.
- DSCR
- NOI divided by annual mortgage payments; lenders often like 1.25 or higher.
- 1% Rule
- Gross monthly rent divided by the price.
Florida Specifics
Good to Know in Florida
Property taxes reset after a sale. Florida reassesses the property at the new purchase price, and rentals don't get the homestead exemption, so estimate taxes at your price, not the seller's current bill.
Get a real insurance quote. Florida premiums vary a lot with roof age, wind mitigation features and flood zone.
Buying a condo or HOA property? Check the association fees, any special assessments and the rental rules before you buy.
Investor Questions, Answered
Frequently Asked Questions
Tap a question to open or close it.
Talk With Jonathan About an Investment Property
Whether it's your first rental or your tenth, we'll help you run the numbers and find the right property.