Florida Real Estate
Buy a Home
Your local guide from Jupiter to Boynton Beach
Buying a home in Florida takes more than finding the right price. Below you'll find a mortgage calculator, a step-by-step guide to the buying process, and six things you need to know before you buy.
Today's Mortgage Rates
Current 30- and 15-Year Fixed Rates
30-Year Fixed
7.24%
Week of October 29, 2026
15-Year Fixed
6.60%
Week of October 29, 2026
National averages from Freddie Mac's weekly survey, updated Thursdays. Your rate depends on your credit, down payment and loan type, so talk to a lender for a quote.
Market Snapshot
10-Year Treasury Yield
Mortgage rates tend to follow the 10-year Treasury.
S&P 500
Dow Jones
S&P 500 and Dow Jones market data by TradingView.
Mortgage Calculator
Estimate Your Full Monthly Payment
Principal, interest, taxes, insurance, PMI and HOA — all in one place, updated live as you type.
Estimated Total Monthly Payment
$3,537/mo
- Principal & Interest$2,453/mo
- Property Taxes$750/mo
- Homeowners Insurance$333/mo
- PMI$0/mo
- HOA / Condo Fee$0/mo
This is an estimate for planning only. Actual rates, taxes, insurance, HOA fees and lender requirements vary.
How Buying Works
A Clear Path From Search to Keys
Buying a home can be a tricky, long and aggravating process. Having Woolf Realty in your corner helps protect you from costly mishaps. We negotiate with strength on price, terms and repairs, and Jonathan's extensive background in construction and HVAC helps you understand what you're really buying. We work to make the process as smooth as possible, and when it gets complex, we have the answers and solutions.
Tap any step to learn more.
Before You Buy
Top 6 Things to Know Before You Buy
Tap a question to open or close it.
Ready to start your home search?
Schedule a buyer consultation or call us — we'd love to help you find your next home.